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Mechanical Breakdown Service Contracts

​Mechanical breakdown service contracts help protect buyers from mechanical failure costs and include 24-hour roadside assistance, meals and lodging coverage, and rental vehicle coverage. 


Total Loss Protection (GAP)

In the event of a total loss, insurance typically pays the vehicle’s actual cash value rather than the amount remaining on the loan, which could leave a financial “gap” of thousands of dollars the owner is responsible for covering. GAP offers coverage that helps close that gap if a vehicle is stolen and not recovered or damaged beyond repair.


Environmental Protection

​Environmental protection provides interior and exterior protection for painted, fabric, vinyl and leather surfaces from hazards such as stains, weather-induced fading, loss of gloss shine, acid rain, and bird droppings.


Gaines Financial Services

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