top of page

Marine & RV


Mechanical Breakdown Service Contracts

​Mechanical breakdown service contracts help protect buyers from mechanical failure costs and include towing, dockside assistance, and many more benefits. These contracts also include optional tire & wheel coverage.


Total Loss Protection (GAP)

In the event of a total loss, insurance typically pays the vehicle’s actual cash value rather than the amount remaining on the loan, which could leave a financial “gap” of thousands of dollars the car owner is responsible for covering. GAP offers coverage that helps close that gap if a vehicle is stolen and not recovered or damaged beyond repair.



Protects customers around the circumstances of theft.


Environmental Protection

​Environmental protection provides interior and exterior protection for painted, fabric, vinyl and leather surfaces from hazards such as stains, weather-induced fading, loss of gloss shine, acid rain, and bird droppings.


Gaines Financial Services

bottom of page