Marine & RV

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Mechanical Breakdown Service Contracts

​Mechanical breakdown service contracts help protect buyers from mechanical failure costs and include towing, dockside assistance, and many more benefits. These contracts also include optional tire & wheel coverage.

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Total Loss Protection (GAP)

In the event of a total loss, insurance typically pays the vehicle’s actual cash value rather than the amount remaining on the loan, which could leave a financial “gap” of thousands of dollars the car owner is responsible for covering. GAP offers coverage that helps close that gap if a vehicle is stolen and not recovered or damaged beyond repair.

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Etch

Protects customers around the circumstances of theft.

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Environmental Protection

​Environmental protection provides interior and exterior protection for painted, fabric, vinyl and leather surfaces from hazards such as stains, weather-induced fading, loss of gloss shine, acid rain, and bird droppings.

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Gaines Financial Services